Close spiff

Learn more about SBA loans today!

SBA Lending

Dedicated to connecting small business owners with the financial resources that can turn their goals into reality.

Small Business Administration (SBA) loans help small businesses grow by offering access to capital with unique collateralization, longer amortizations, lower equity contributions and flexible terms.

No matter the project, location or industry, SBA Program loans can provide what’s right for your business and your bottom line.

 

Types of Loans

  • 7(a) Loans

 

Business Acquisition/Wealth Transfer

  • Up to 80% financing for business acquisitions
  • Aggressive financing for partnership or family buyout
  • Can include working capital
  • Up to 10-year term (up to 25 years with real estate)
  • Collateral neutral - we are cash flow lenders

 

Commercial Real Estate

  • Up to 90% financing with 25-year term
  • 51% or more owner-occupied
  • Can include working capital, equipment, improvements, and closing costs
  • Single or multi-purpose (includes hotels, restaurants, convenience stores, and assisted living)

 

Refinancing

  • Most business-related debit is eligible
  • No equity injection required
  • Must save at least 10% on current debt service
  • Up to 25-year term

 

Business Expansion

  • Can include working capital, equipment, and improvements
  • Existing business must be profitable
  • Up to 90% financing, 10 to 25-year terms

 

Franchise Financing

  • Up to 85% financing for acquisition or expansion
  • Up to 80% financing for start-up
  • Up to 10-year term (up to 25 years with real estate)

 

Loan information may be shared with third party lenders to ensure the best rate and term.

 

Get Started